How Much Cola Expected 2025

How Much Cola Expected 2025. Social security benefits may get a larger cola than previously expected. The monthly maximum federal amounts for 2025 are $967 for an eligible individual, $1,450 for an eligible individual with an eligible spouse, and $484 for an essential person.

This is the smallest increase since 2020, as expected. A 2.5 percent cola would increase the average benefit for a retired worker — about $1,920 a month in august 2024 — by $48 a month starting in january 2025.